Topic: LTI

Principality

Principality enhances first-time buyer affordability

Regulation

Regulators plan to further relax high LTI lending limits

NatWest

NatWest introduces 6x LTI lending criteria

Nationwide

Nationwide introduces 6x LTI lending for home movers and remortgage

Metro Bank

Metro Bank enhances affordability to lend up to six times income

Hanley Economic

Hanley Economic removes fixed LTI caps in criteria overhaul

The Mortgage Lender

TML and Bluestone increase loan-to-income ratio to 5.5x

First-time Buyer

Lloyds reduces minimum income requirement for FTB Boost range

Teachers BS

Teachers BS launches 7x income mortgage range

Hodge Bank

Hodge cuts mortgage rates and enhances LTI criteria

Aldermore

Aldermore renews residential focus with new products and improved LTIs

HSBC

HSBC launches 6.5x income mortgage range

Blogs

Grant Hendry: Why brokers must look beyond the standard remortgage income cap

Nationwide

Nationwide grows Helping Hand use by 53% since 6x LTI uplift

Blogs

Nathan Reilly: Higher income multiples offer renters a way out – advisers must rise to the moment